Name: Million Dollar Pie
Prep time: 15 min
Total time: 4 h 15 min
Cuisine: Southern American
Ingredients: 1 graham cracker pie crust (9-inch, store-bought or homemade); 1 (14-ounce) can sweetened condensed milk; 4 ounces cream cheese, softened; 1 (8-ounce) can crushed pineapple, well-drained; 1/2 cup shredded sweetened coconut; 1 (8-ounce) container whipped topping (e.g., Cool Whip); Maraschino cherries (optional, for garnish); 1/4 cup chopped pecans (optional, for garnish)

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This no-bake Southern classic is a true vintage gem, blending tropical flavors with a cool, creamy filling in a buttery graham cracker crust. I love how effortlessly it comes together with pantry staples and a touch of retro charm. Million Dollar Pie is as luxurious and indulgent as its name implies, yet it’s incredibly simple to prepare.

Million Dollar Pie

Why You’ll Love This Recipe

I love this recipe for how easily it transforms basic ingredients into a refreshing dessert that feels like a celebration. The crushed pineapple, sweetened condensed milk, coconut, and cream cheese combine to create a luscious, tangy-sweet filling that sets up beautifully in the fridge. And best of all, I don’t need to turn on the oven—perfect for warm days or quick entertaining. It’s a nostalgic crowd-pleaser that disappears fast at potlucks and family gatherings.

Ingredients

(Here’s a tip: Check out the full list of ingredients and measurements in the recipe card below.)

Graham cracker pie crust (store-bought or homemade)
Sweetened condensed milk
Cream cheese
Crushed pineapple, drained
Shredded sweetened coconut
Whipped topping (like Cool Whip or homemade whipped cream)
Maraschino cherries (for garnish, optional)
Chopped pecans (optional)

Directions

I start by mixing the softened cream cheese and sweetened condensed milk until smooth and creamy.
Then I gently fold in the drained crushed pineapple, shredded coconut, and whipped topping.
I spoon this mixture into the prepared graham cracker crust and smooth the top.
For a pretty finish, I top the pie with extra whipped topping, a sprinkle of pecans, and a few cherries.
I refrigerate it for at least 4 hours or until firm before slicing and serving.

Servings and Timing

This pie serves about 8 people and takes around 15 minutes to prepare, plus 4 hours of chilling time to set.

Variations

Tropical twist: I sometimes add chopped mandarin oranges or mango chunks for extra brightness.
Nut-free version: I leave out the pecans if I’m serving guests with allergies.
From scratch: If I have extra time, I whip heavy cream with a bit of sugar instead of using a whipped topping.
Mini pies: I love making this recipe in individual tart pans or mason jars for a fun party dessert.
Crust swap: I’ve used vanilla wafer or shortbread crusts for a different flavor profile.

Storage/Reheating

I store the pie in the fridge, covered loosely with plastic wrap or a pie lid. It keeps well for up to 3–4 days. I don’t recommend freezing it, as the texture can become grainy once thawed. Since it’s a chilled pie, there’s no need for reheating—just slice and serve straight from the fridge.

FAQs

How long does Million Dollar Pie last in the fridge?

I usually keep it in the refrigerator for up to 4 days. The texture stays creamy and fresh if it’s covered properly.

Can I make Million Dollar Pie ahead of time?

Absolutely. I often make it the night before serving so it has plenty of time to chill and set up. It’s even better the next day.

Do I need to bake the crust?

Nope! That’s part of the beauty of this recipe—it’s completely no-bake. I just use a store-bought graham cracker crust or make a simple one with melted butter and graham crumbs.

Can I use fresh whipped cream instead of whipped topping?

Yes, I often whip my own cream with a little sugar for a more natural flavor. Just make sure it’s stiff enough to hold the pie together.

What if the filling seems too soft?

I make sure to drain the pineapple very well and chill the pie for at least 4 hours, preferably overnight. That helps it firm up perfectly.

Conclusion

Million Dollar Pie is one of those timeless desserts I always come back to. It’s creamy, fruity, and incredibly easy to make with no baking required. Whether I’m serving it at a summer BBQ, holiday gathering, or just craving something sweet and nostalgic, this pie never disappoints. I hope it becomes a favorite at your table, just like it is at mine.